Forgetfulness

 So, I had a great conversation I wanted to have with you, BUT a day or 2 later and I forgot what that topic was. How many times has that happened to you? Many great thoughts and ideas lost in the abyss of forever land.

Today is Valentines Day. Do you have BIG plans? Have you done something special for someone you love? I got a meme sent to me with a profession of love. I guess after almost 20 years, the gifts do not come! Just like Christmas, there were no gifts either. I need to find out why he feels like he can just not do it and then buy (our money is together so I PAY) when we go somewhere together and he says hey, what do you want. The romance is dead....lol Not really. We honestly don't have a need for anything since we get it when we need it! FUNNY, but sometimes VERY unromantic.

I DO NOT want him to spend money on things I do not want or am trying to avoid (candy). SO, it is ok that he didn't do that for now. We will talk about it soon.

My children are adults, so no need to go into any gift buying for them. It's just another day!

Always talking about getting out of debt and the best way to do that. DO NOT consilidate. DO NOT do a HELOC to combine debt.

Think through your habits with money and fix that. Then the debt will be paid off. Better to slowly pay off debt then add more and more thinking it is the solution.